Dear Reader, Maybe you’ve seen the cartoon of a garage packed to the rafters with stuff. The garage door is open and in front of the garage, facing it, is an older gentleman with a walker, and a younger man. The caption reads “One day Son all this will be yours!” When John and I first saw the cartoon we laughed and then I thought to myself: “No, I do NOT want to do that to Cliff!” When we pass away, I don’t want Cliff to have to lift, move and wade through piles of crap before he happens upon …