Dear Reader, It is totally my fault that we didn’t paddle today. And I didn’t know that it was going to happen until 3:00 am this morning when I woke up shivering. Anticipating a cold morning like the one before, I’d gone to bed dressed in my fleece sweater over my usual sleep-attire tank top and in my stretch pants over my undies. And I’d put on my thin cotton socks. Which is more than I wore the night before. But it wasn’t enough. So I added long underwear bottoms, a pair of wool socks, another fleece top, a fleece …